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iPhone, Apple chargers to cryptocurrency, here are top 15 predictions for 2022



There will be more congressional hearings on cryptocurrency and more Apple iPhone chargers and a lot more.

The end of December is when we start thinking about what we want to improve over the coming year … and also the time for my annual headline predictions for the next 12 months. I usually first evaluate last year’s predictions, but this year there is only one thing to mention: For the second time in the last three years, I have correctly named the long-shot winner of the World Series. I predicted the Washington Nationals would win in 2019, and I predicted the Atlanta Braves would win in 2021.

Other than that, my crystal ball was cloudy until 2021. (Who wasn’t?) But it clears up. So here are my predictions for 2022. It is up to the readers to guess with a wink which ones are on offer:

1. Members of Congress are concerned about the blockchain and will continue to call for cryptocurrency regulation. To relieve the investors, the federal authorities will move at the usual glacier pace. Even so, the House and Senate will continue to hide ridiculous rules on the subject amid thick bills that ostensibly address other issues. Oddly enough, no one on the news media will dare ask a member who is upset about crypto to explain what “blockchain” means.

2. Accordingly, federal agencies faced with evidence that their systems have been compromised will continue their habit of walling up. But no worry. Thanks to the Infrastructure Act, the government’s digital networks, which lag far behind those of China and Russia, have a balanced chance of reaching security levels of 2022 by 2027.

3. I will continue my long shot picking habit to win the World Series and will go over the Boston Red Sox with the San Diego Padres. (I know, but I bet you felt the same way last year when I chose Atlanta.)

4. In 2022, the Greenland ice sheet will dissolve a little faster than last summer, when it melted a good 40 to 50% above what was normal a short time ago. Although the melt rate has proven difficult to predict, several models will see it double before the end of the 21st century. As always, without exciting videos, people will have trouble focusing on what is happening in Greenland, perhaps because the damage from ice loss will only appear in the future.

5. In other climate news, the internet’s carbon footprint, which was 3.7% of global emissions in 2017 (higher than all but two countries), will continue to skyrocket as people continue to work and entertain from home . Only China will generate more greenhouse gases by the end of 2022. (Yes there is some double counting, but you see the point.)

6. Speaking of carbon emissions, with so many people staying at home, content providers will step up their previous practice of posting episodes weekly, rather than hiring one season at a time, to further narrow the gap between old television and streaming services. This has the following effects on climate change: Streaming in HD creates a carbon footprint 20 times that of watching the same content in standard format.

7. More about films: “Babylon” becomes the critical darling of the year. The box office champion becomes “Doctor Strange in the Multiverse of Madness” through a landslide. “Killers of the Flower Moon” will also be an unexpected hit, because who wouldn’t pay to watch “Yellowstone” as interpreted by Martin Scorsese?

8. A new, highly transmissible variant of Covid-19 will appear in Western Europe in the fall. The US will respond by banning travelers from southern Africa.

9. In other foreign policy news, the West will give in to Russian President Vladimir Putin’s demands for NATO to stem its eastward expansion, and will also promise not to sanction the Nord Stream 2 pipeline. Angry about the ease of his victory, Putin will invade Ukraine anyway. The USA faces grave consequences if it takes more from the country than it wants.

10. Pfizer Inc.’s share price will exceed forecasts by analysts who forecast approximately $ 100 billion in revenue in 2022, driven by vaccine sales. Angry that developers of successful products are making a lot of money, Congress will pass a special tax surcharge on Big Pharma’s Covid-related revenues.

11. Speaking of Congress, here are next year’s election results: As widely predicted, the Democrats will lose the House of Representatives, albeit with a significantly smaller lead than expected. To ease the progressives, the party surprises pollsters by maintaining a 50-50 Senate. The Republicans knock down Georgia, win North Carolina in a walk, and hold Pennsylvania by the hair. But the Democrats are turning Wisconsin around and, to their surprise, holding out in Nevada.

12. In other political news, former President Donald Trump will publicly condemn GOP candidates who refuse to declare the 2020 election illegal. The result of this pressure will be … the surprisingly strong democratic vote mentioned in the previous paragraph.

13. Back to professional sport. The Green Bay Packers will prevail over Tom Brady in the playoffs and win the Super Bowl against the Kansas City Chiefs. (I can’t always pick Brady to win. I just can’t.)

14. Despite efforts to improve security for Tor users, there will be growing concerns that due to government interference, transactions are no longer classified. In addition to long-standing concerns that Tor’s privacy protocols are severely limiting bandwidth and increasing latency, the issues will lead users who desire anonymity to look for alternatives, increasing pressure on more popular browsers to offer a truly private mode .

15. In other tech news, Apple’s newest iPhone, as predicted by observers, will not have a Lightning connector; Instead, the device only charges wirelessly. Stunned consumers will search for charging points only to find they are sold out everywhere. Congress will launch an investigation into the pricing policies of greedy charging station manufacturers.

In the meantime, in the face of increasing consumer demand, automakers will be spending big bucks redesigning all vehicles to include multiple charging pads. Airlines will revise their planes. Hotels will redesign their guest rooms. New home buyers will demand built-in wireless chargers, and existing home owners will be desperate to renovate. So also apartment buildings. And restaurants. And cafes. And medical waiting rooms. The subsequent economic boom, powered by Apple iPhone chargers, will last all of 2023 and beyond, right through to the 2024 elections when … oops, sorry, the crystal is cloudy again.

Have a safe and wonderful New Year.

This column does not necessarily represent the opinion of the editors or of Bloomberg LP or its owners.

Stephen L. Carter is a columnist for Bloomberg Opinion. He is a law professor at Yale University and an employee of the US Supreme Court Justice Thurgood Marshall. His novels include “The Emperor of Ocean Park” and his latest non-fiction book is “Invisible: The Forgotten Tale of the Black Woman Advocate Who Defeated America’s Most Powerful Gangster”.

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Cryptocurrency Fraud Dupes Bengaluru Man of Over Rs. 2 Crore, Police Initiates Inquiry: Report



Crypto-related scams have been on the rise in recent times after the sector has expanded in several parts of the world including India. In a recent incident, a 30-year-old crypto investor from Bengaluru reportedly lost over Rs. 2 crore in a scam. The victim, Dhanraj S, a resident of Jayanagar area in Bengaluru, has made a complaint to the police, accusing an acquaintance named Santosh TS of allegedly cheating on him. In this case, an investigation was initiated.

Both Dhanraj and Santosh have known each other since 2014. In order to raise additional funds, Santosh is said to have convinced Dhanraj to invest in multiple avenues, including cryptocurrencies.

Dhanraj reportedly invested around Rs. 2.25 crore via online and cash transactions in cryptocurrencies and other trades which he claims are lost.

The exact amount Dhanraj had invested in crypto assets remains a secret for now.

Jayanagar Police have reportedly registered a fraud case against the suspect.

Also in early 2021, a 38-year-old crypto investor from Bengaluru lost nearly Rs. 10 lakh in an alleged fraud case.

The incident took place on a crypto trading platform when the victim attempted to transfer Rs 90,000 from a bank account to a wallet but was connected to a bogus helpline number.

At that time, the unknown fake helpline operator took OTPs from the victim and transferred Rs. 9 lakh for personal wallets. Because the underlying technology of cryptocurrencies, based on blockchain, can enable untraceable payments, it is difficult to recover funds lost in such scams.

In December 2021, Hyderabad’s Additional Police Commissioner (Crime and SIT) Shikha Goel had warned crypto investors in India to refrain from transferring assets to unknown, unauthorized wallets.

“The scammers ask you to share your cryptocurrency details. And once you put it in your wallet, the money will be taken away. If you are using or investing in cryptocurrencies, please only approach the reputable and long-established players in the field,” Goel had said.

India is considering what regulations to impose on the crypto space.

The government has raised concerns that cryptocurrencies could be used to lure investors with misleading claims and to fund endeavours, such as terrorist activities and money laundering.

A recent report by Chainalysis also warned Indian investors after the research firm identified nearly 10 million visits from India to rogue crypto websites.

Crypto scams have drained investors over $7.7 billion (around Rs 58,700) over the past year, a report by Chainalysis revealed in December.

Interested in Cryptocurrency? We discuss all things crypto with WazirX CEO Nischal Shetty and WeekendInvesting founder Alok Jain on Orbital, the Gadgets 360 Podcast. Orbital is available on Apple Podcasts, Google Podcasts, Spotify, Amazon Music and wherever you get your podcasts.

Cryptocurrency is an unregulated digital currency, not legal tender and is subject to market risks. The information provided in this article is not intended to and does not constitute financial advice, trading advice, or any other advice or recommendation of any kind offered or endorsed by NDTV. NDTV is not responsible for any loss arising from any investment made based on an accepted recommendation, forecast or other information contained in this article.

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You may be overlooking what happens to these assets when you die



Freemixer | E+ | Getty Images

If you’re like most Americans, you don’t have a formal plan for what will happen to your wealth when you die.

According to a 2021 Gallup poll, only 46% of Americans have taken precautions with their money and wealth.

These results have been more or less consistent since 1990.

But while people’s reluctance to plan their deaths has remained the same over the past several decades, the assets they own have likely become more complicated.

More from Personal Finance:
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Here are the top jobs – and how to get them

From airline rewards and credit card points to social media accounts and cryptocurrencies, the checklist of assets to budget for has grown longer.

While your written plan – if you have one – should cover big things like your home and retirement savings, you may have other possessions that have been overlooked.

“It’s a good idea to think about anything that you or others you love might find valuable,” said Abby Schneiderman, co-founder and co-CEO of Everplans, which helps people create accounts to make their wills wishes to save their passwords and their funeral.

“Take an inventory of what those things are, and then figure out who you want those things to go to if something happens to you,” Schneiderman said.

Conduct an inventory of digital assets

Damir Khabirov | iStock | Getty Images

Your digital assets can run the gamut from hardware and software to photos or videos.

To ensure those assets are accessible in an emergency, consider sharing the unlock code for both your phone and computer with someone in your life, Schneiderman recommended.

In addition, you should store all your online passwords in a secure password manager and make sure someone else has access to this information.

“If you don’t, you may be completely shut out of the human world today,” Schneiderman said.

Not only create access to social media accounts, but also plan how they will be continued after your death, if at all.

With Facebook, for example, you can let the company know who you want your account with after you die, said certified financial planner Carolyn McClanahan, director of financial planning at Life Planning Partners in Jacksonville, Fla.

That might not be as easy with other social media companies, McClanahan said. In addition, it is important to indicate whether the account should be closed or continued.

This can be especially complicated for social media or other revenue-generating sites. Do you want the deal closed or is there someone else you can pass it on to?

Wills cover the basics, but they don’t cover the practical aspects of what happens when someone dies.

Carolyn McClanahan

Director of Financial Planning at Life Planning Partners

“You have to plan really well,” McClanahan said. “This is a financial asset, not just a digital asset.”

Appointing a digital executor who can help you fulfill your wishes can make the process of handling your digital estate smoother, Schneiderman noted.

In most states, this isn’t a legally binding term because an executor has a will, she noted. Nevertheless, this person can help the executor to fulfill your wishes.

providing access to online financial accounts

If you don’t make online financial investments accessible, you risk losing them for good.

This is especially true for cryptocurrency assets, McClanahan noted.

“Once you’re gone and nobody knows how to access it, that’s gone forever,” she said.

Keeping a detailed list of your online financial accounts and passwords through a secure password manager can help ensure none of these assets go unnoticed.

It’s also important to think about the perks some of these accounts can offer, from airline points to credit card rewards.

Some points may still be redeemable by a spouse. But it may not be possible to transfer them to friends or family, McClanahan said.

“People accumulate these big accounts,” McClanahan said. “Don’t do that because it will really cripple your family.”

Make arrangements for your pets

While you cannot leave assets directly to an animal, you can make plans for the care of any pets you may have.

That includes naming a handler, as well as the money he should be given to care for this animal, Schneiderman said.

Also plan sentimental items

Elizabeth Fernandez | moment | Getty Images

Some things you may want to share may have more emotional value than financial value.

For Schneiderman, that includes a cookie recipe her grandmother taught her that has been in the family for generations.

For others, it could be an important piece of jewelry, like a grandparent’s wedding ring.

Determining who gets these items while you’re still alive can help prevent family arguments when you’re gone. McClanahan said she advises letting customers, friends and family choose the items they ultimately want in advance.

She also lets clients write down their wishes for their funeral arrangements, which can help reduce the amount of decisions their grieving families have to make.

“Wills cover the basics, but they don’t cover the practical aspects of what happens when someone dies,” McClanahan said.

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Crypto Prices today: Top cryptocurrency prices today: Bitcoin, Terra, Solana gain; Cardano drops 7%



New Delhi: Crypto prices remained sluggish on Wednesday as the Fed’s dovish stance and economic woes continued to spook crypto investors.

With the exception of Bitcoin, Terra and Solana, all other seven of the top 10 digital tokens traded lower during early trade. Cardano fell 6 percent thanks to the profit booking in the meter. Bitcoin held above $42,000 even as Ethereum slipped below $3,200.

The global crypto market cap fell about 1 percent from the previous day to $2 trillion. The total volume of the crypto market remained flat and stood at $77.46 billion.

As Bitcoin heads into 2022, a growing cohort of long-term investors is doubling their cryptocurrency stockpiles in hopes that a December plunge was just a blip.

What is cooking in India
Indian cryptocurrency exchanges are considering updates to their self-regulatory code of conduct to avoid clashes with regulators. IAMAI and BACC did not respond to ET’s requests for comment. The move comes amid heightened scrutiny of the sector by regulators including the Income Tax Division, the Enforcement Directorate and others.

expert opinions

BTC continues to trade sideways while other altcoins of BNB, ADA and XRP are trading in red CoinDCX research team. “Ahead of the House Energy and Trade Committee hearing on cryptocurrency and blockchain energy use, we can expect the crypto market to face major tough battles,” he added.

Global Updates

  • Singapore and China’s Silicon Valley, the city of Shenzhen, is building what is likely the world’s first blockchain-based network for cross-border trade data exchange between two major economies.

  • Animoca Brands, an investor in non-fungible tokens (NFT) and Metaverse projects, raised nearly $360 million at a $5.5 billion valuation.

  • Bahrain-based cryptocurrency exchange Rain Financial has raised $110 million in a Series B funding round co-led by Paradigm and Kleiner Perkins, CoinDesk reported.

Rationalization of NFTs
OpenSea, a non-fungible token (NFT) marketplace, set a new daily record of $261 million on Sunday. This month has seen an average of $169 million in trading volume per day so far.

Monthly Ether (ETH) trading volume surpassed $3.5 billion for the first time ever, two weeks before the end of January.

New competitors are quickly gaining ground on OpenSea, and a major competitor is LooksRare, a new NFT marketplace that launched earlier this month and is already surpassing OpenSea in terms of trading volume, according to Dune Analytics.

The lack of major competition was one of the main reasons for its success. That could change in 2022 as numerous platforms look to capitalize on the potential, WazirX Trade Desk said.

“The market is still buzzing with activity which could easily attract newcomers like the recently launched ‘LooksRare’. Based on the numbers above, NFT may not be a fad as it could play a pivotal role in the Metaverse.

BuyUcoin tech view
MATIC by Polygon is one of the top 20 best performing cryptocurrencies. Even during the recent dip, it was trading above the 200 moving average.

Matic trades in a parallel channel. After mostly trading in the upper range, Polygon (MATIC) has fallen back into the red bottom leg of the channel, ie support, followed by a bullish retracement towards $2.50.


With a Relative Strength Index (RSI) around 50, the price seems to be pushing a bit in the middle of the trend channel. In the short-term, price activity could go either way, but the surge is likely to continue as the Polygon London hard fork is set to go live.

It’s still aiming for the fair $3 target. It will be interesting to see how far MATIC can go given current events.

(The views and recommendations in this section are the analysts’ own and do not represent those of Please consult your financial advisor before taking a position in the assets mentioned.)

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